How to Borrow a Loan from TM SIM in the Philippines (2025)
Sometimes, the prepaid load in TM SIM runs out and zero balance is available. TM Utang load is service is a perfect solution to this problem.
You can borrow load using TM Utang Load offers. You can use this service even with a zero balance. Here you can find more useful information about TM SIM registration and all the other TM SIM features.
There are two simple ways you can borrow load from a TM SIM: by sending the keyword “UTANG” via text to 3733, or by dialing *143#.
The TM Utang service offers a wide range of load loans and promos. The loan amount and service fee will be automatically deducted from your next reload.
Below, we have shared detailed information about Touch Loan, Utang Load, and promotions. Simply follow the steps below to get the loan and repay it from TM SIM.
How to Borrow Load on a TM SIM
There are three ways to borrow load from a TM SIM when you have zero balance, especially during emergencies. You can borrow load by using SMS, USSD code, or GCash. Here is a complete guide to help you borrow load using TM services.
1. Get a Loan Via SMS
- Type the message “UTANG ” and send it to 3733.
- If you are eligible, you will receive a confirmation message.
- If you are not eligible to use the Utang Load service, you will receive a message with further instructions.
This is the only way to borrow load using a text message. Another way to borrow load is by using the USSD code.
2. Borrow Load Via USSD Code
You can also borrow load using the USSD code. Here are the simple exact steps to follow:
- Dial *143# on your phone and press the call button.
- A menu will appear. Choose “Utang” from the options.
- Click on the loan offer you want to use.
- Press the subscribe button to activate the Utang offer on your SIM.
Borrow TM Load Using GCash
GCash is also an option to borrow load. The process to get a load loan using GCash includes a few simple steps. We’ve provided a complete guide to the GCash loan process.
- Open the GCash app and tap on the “Buy Load” option from the menu.
- Then, tap on the “Borrow Load” button.
- Fill in all the required information accurately, then tap the “Next” button.
4. Select the promo you want, then tap on “Borrow Load”.
5. You’ll receive a confirmation message with your loan details.
This way, you can borrow an emergency load using the GCash app. Keep in mind that you’ll have to repay the loan along with a small service charge.
How to Repay TM Utang Load
The loan will be deducted from your SIM balance automatically on your next recharge. The deduction won’t happen if your balance is less than the loan amount.
There’s also an easy method to repay your TM loan.
- To repay your Touch Mobile SIM loan, dial *143# and select “Utang” from the options.
- Now select the option “Pay Utang”.
- Confirm your loan payment, and the amount will be automatically deducted from your SIM balance.
- To pay the loan, make sure you have enough balance to cover the loan amount.
List of TM SIM loan/promos
Here is the list of Loan offers and promos.
| Promo | Price | Features | Validity | How to Avail |
|---|---|---|---|---|
| Utang Load 5 | ₱5 | Borrow ₱5 | 3 days | Dial *143# / Text UTANG5 to 3733 |
| Utang Load 10 | ₱10 | Borrow ₱10 | 3 days | Dial *143# / Text UTANG10 to 3733 |
| Utang Load 15 | ₱15 | Borrow ₱15 | 3 days | Dial *143# / Text UTANG15 to 3733 |
| COMBOSOS | ₱6 | 2 mins calls + 5 texts | 1 day | Dial *143# |
| CALLSOS | ₱6 | 3 mins all-network calls | 1 day | Dial *143# |
| TXTSOS | ₱6 | 10 all-network texts | 1 day | Dial *143# |
| MBSOS | ₱6 | 40MB data | 1 day | Dial *143# |
| IDDSOS | ₱6 | 1 min IDD call | 1 day | Dial *143# |
| GOSURF10 | ₱12 | 40MB data + 200MB for Spotify | 1 day | Text GOSURF10 to 3733 |
| YOUTUBE5 | ₱5 | 20MB data for YouTube | 2 days | Text YOUTUBE5 to 3733 |
How to Check TM SIM Loan Status
There is a simple way to check your loan status. Here is a step-by-step guide on how to check your loan status.
- Dial *143# on your phone and select “Utang” from the given options.
- Now choose “Status” from the menu.
- Next, you’ll see two options related to your loan status.
- Select “Utang Status” for general loan information.
- Select “Utang Promo Status” to check the status of your promo loan.
- You can also check your promo loan status by sending UTANG <KEYWORD> BAL to 3733.You’ll receive a reply message with your loan details. This way, you can easily track your TM SIM loan status.
How to Unsubscribe from TM Utang Load or Promo
There are two simple ways to unsubscribe from TM Utang Load.
1. Type “STOP UTANG <KEYWORD>” and send it to 3733 to deactivate the promo.
For example, to cancel UTANG T10, send “STOP UTANG T10” to 3733.
2. Dail *143# and choose Utang from the given options. After that, choose “unsubscribe” and you’ll get your active promos. Now choose the promo you want to cancel. You will receive a confirmation message related to it.
Conclusion
You can get a loan from TM SIM in three simple ways. You can choose any method based on your personal preference. Keep in mind that you will have to return the loan from your next balance with service charges.
Hope that we have cleared all your queries about How to borrow the TM SIM load online. In case of any issues, you can contact the TM SIM helpline at the toll-free number 808. You can also get help from TM official website and the GlobeOne app. If you want to download the GlobeOne app or TM SIM registration app, just click here
