How to Convert/Transfer Regular TM Load to GCash in the Philippine

The Gcash app stopped converting regular loads into Gcash in 2016, and the “Cash In” feature was also removed from the app. For this reason, it is not possible to convert the TM SIM load into Gcash directly in 2025. However, some alternatives are still available to transfer the normal Touch Nobile load into Gcash. If you want to get complete instructions for TM SIM registration, visit here for detailed guidance.

In 2025, Load2Cash will be used to convert load as a third-party app. However, the issue with Load2Cash is that it charges large fees and more than normal processing time. Another working method for load conversion is to receive GCash from the buyer. This method still works effectively and provides a good conversion rate. Below we have provided all the details about the conversion of TM SIM load to Gcash.

Features	Details
Current Services	Load2Cash, Palawan Express, GCash app
Conversion Fees	5% to 10% of the load amount
Time Required	Instant (1-5 minutes) to 24 hours
Load Conversion Limit	Typically ₱100 to ₱5,000 per transaction
Daily Conversion Limit	Up to ₱10,000 total daily
Requirements	Active TM SIM and verified GCash account
Common Methods	Third-party apps or peer-to-peer exchanges
User Base	Over 77 million GCash users as of 2023
Growth Rate	30% increase in load conversions year-on-year

Load2Cash is one of the methods that works nowadays for the conversion of load into Gcash. But there are a few things that you need to know before the conversion. Take a look at the following points before making a Gcash conversion.

The official name of the application is Load2Cash App. It is used for the conversion of sim loads or balances into Gcash. This app offers the prepaid load conversion of several sims including TM, Globe, and Smart. If you want to download the TM SIM registration app, just click here. This app helps you register your TM SIM easily.
The Load2Cash app has a 2.5-star rating on the Google Play store and various positive reviews by customers. So check the app rating and reviews by the customers before using it.

Load2Cash charges a 50% transaction fee. The 12% telco tax is also applied to each transaction.

Requests are processed and payments are released on the 20th of every month. If you requested the 20th of May, you will get your payment on the 20th of June.
Converting the TM balance into Gcash via the Load2Cash app requires a long time and high taxes to process. In this way, it is not considered the best way for conversion of load to Gcash.

To transfer regular load into GCash, follow these simple steps:

Step 1: First, download the GCash app from the Google Play Store and create your account.

Step 2: Then, tap the “Convert” button on the home screen.

Step 3: Select the amount you want to convert into GCash.

Step 4: Confirm the conversion for further process.

Step 5: Now go to the “Cash out” section of the app.

Step 6: Select the method of csh out from Cebuana Lhuillier or Palawan Express.

Step 7: Enter the required details accurately. The details include your name.

Step 8: Now enter the amount you want to convert into Gcash.

Congratulations! Your regular load is successfully set for conversion.

On submitting the conversion request, you will receive a reference number. This number is used to track your payment status.

The app will provide a payment date. You can collect your payment on the date provided by the app.

The User can also check your transaction history in the app. To check the history, go to the transactions tab. You can check important details that include transaction ID, transaction amounts, and the status of your conversion.

The user also has access to change their personal information in the app. The users can check and update the details such as your name, contact details, and email address.

A Load to Cash App is also an option that can be used to convert regular load into GCash, PayMaya, and Coins. ph, or bank accounts. The app has its own conversion rules and rates. Keep the following points in mind before using the Load to Cash App.

The app charges fees from both the user and the phone company. In case you want to convert ₱450 in cash, you will have to pay the load of ₱670. In this conversion, ₱70 is deducted as a carrier fee and ₱250 as a gateway fee.
The conversion will take two days to process. After two days, you can get your converted amount

Follow the steps given below for the conversion via Load to Cash App

1. First of all, download the app from the Play Store.
2. Login if you already have an account. Register if you are a new user.

3. Tap on the convert button available on the home page to transfer your Prepaid load into Gcash.

4. Now select one between regular and continuous conversion.

5. Now choose the amount you want to convert into cash.

6. Tap on the convert button to finalize the conversion.

7. After the load is transferred into cash, you will be updated from the app. You can also check your transaction details on the app.

8. To withdraw your cash, go to the cashout option.

9. Choose your cashout method among the following.

10. Enter the required details of your account and click on the submit button to submit your request.

You can also convert your TM balance through Facebook money exchangers. This method of conversion may prove risky. However, you can involve the group admins in your deal. Also, check the reviews and ratings of the exchanger. Be careful and only deal with real exchangers to avoid scams.

The conversion of balance into Gcash is not possible nowadays. However, you can use third-party apps to make conversions. Several apps can be used for this purpose. You can also sell your Gcash and receive cash in return. We hope that you have understood the process of conversion.